offshore tax

According to virtually every major survey on New Year’s resolutions (including one conducted by the US government), taking better care of our finances ranks in the top 3 goals for the vast majority of people. On the one hand, it is encouraging that so many people are prioritizing their financial affairs. On the other hand, we all know what happens to New Year’s resolutions between the day they commence and the end of the year. Some studies suggest that fewer than 15% of people who make resolutions follow through on them by the middle of the year. No doubt this is linked to the observation that of those people who make a resolution, fewer than 79% have a specific plan to achieve their goal.